Giant Hail Defined:: The National Weather Service classifies hail larger than 2 3/4 inches (bigger than a hen's egg) as 'giant'.
Costly Damage:: Hail can easily cause widespread damage to vehicles, including dents, cracked windshields, and even engine issues, potentially totaling the car. The average repair cost is around $6,543.
Increased Reports:: Reports of giant hail have surged in Missouri and Illinois, likely due to improved technology, expanded spotter networks, and social media reporting.
Insurance is Key:: Standard auto insurance typically doesn't cover hail damage. Comprehensive coverage is needed, but be mindful of your deductible.
Why this matters:: Hail damage is expensive and increasingly reported in the region. Taking preventative measures and ensuring proper insurance coverage can save vehicle owners significant costs and hassle.
The most effective way to shield your car from hail is covered parking, like a garage or carport. If unavailable, consider using a public parking garage during severe weather warnings – the fee is likely much less than potential repair costs.
For those without access to covered parking, AAA and Kelley Blue Book offer several tips:
Hail Covers: Specially designed covers (around $100) offer protection and can be stored in your trunk.
Blankets/Towels: Use thick blankets or towels to cover the hood, roof, and trunk. Tuck them securely into door edges, the hood, and trunk (avoid tape or rocks).
Floor Mats: Place your car's floor mats rubber-side-up on the windshield for added protection.
Side Mirrors: Pull in side mirrors to protect the glass.
If a hailstorm hits while you're on the road:
Turn on your low-beam headlights.
Slow down gradually, being mindful of other drivers.
Seek shelter under a sturdy structure like a gas station awning or overpass as soon as it's safe.
Wait for the storm to pass before exiting the vehicle to check for damage.
The St. Louis region is no stranger to severe hail. The 2001 'Tristate Hailstorm' caused $1.5 billion in damages across Missouri. While the Great Plains (Nebraska, Colorado, Wyoming) see the most frequent hailstorms nationally, the recent rise in *reported* giant hail incidents in Missouri and Illinois highlights the local threat. Remember, the largest recorded US hailstone (South Dakota, 2010) was 8 inches in diameter!
What size hail can damage a car?
Even small, pebble-sized hail can cause minor dings. Quarter-sized hail can create noticeable dents and cracks, while larger stones (golf ball size and up) can shatter windows and cause extensive damage.
Does my standard car insurance cover hail damage?
Typically, no. Collision and liability policies do not cover hail. You need comprehensive auto insurance for hail damage protection. Check your policy details and deductible.
Prioritize Covered Parking:: During hail warnings, find a garage, carport, or public parking structure.
Use Protective Materials:: If caught without cover, use blankets, towels, or even car floor mats to shield vulnerable areas like the hood, roof, trunk, and windshield.
Review Your Insurance:: Ensure you have comprehensive auto insurance that covers hail damage and understand your deductible amount.
Drive Safely:: If caught driving, slow down, use low beams, and seek shelter when safe.
Do you have any other tips for protecting vehicles from hail? Let us know your thoughts!
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