Why are MLB players being denied insurance for the WBC?
Increased insurance costs and stricter insurer policies due to past WBC injuries.
MLB / WBC
Insurance complications are sidelining several Major League Baseball stars from participating in the upcoming World Baseball Classic (WBC). Heightened insurance costs and stringent insurer approvals are impacting player eligibility, raising...
The primary reason for the insurance denials is the financial risk associated with potential injuries. If a player is injured during the WBC and unable to play in MLB, the insurance policy covers a significant portion of their salary. Recent injuries, injury history, and age are key factors in the insurer's decisions.
For example, Francisco Lindor's recent elbow surgeries made him ineligible, while Jose Altuve's offseason foot procedure also led to a denial. Carlos Correa’s past injury concerns also played a role in his denial, despite appearing in 144 games last season.
MLB teams can choose to cover the player’s salary themselves, but this is a significant financial commitment, especially for high-earning players. The Detroit Tigers made this decision in 2023 for Miguel Cabrera, but the Los Angeles Dodgers opted against it for Clayton Kershaw.
**Impact on Teams:**
MLB and the Players Association are actively working to resolve some of these insurance issues, but time is running out as rosters are finalized.
Increased insurance costs and stricter insurer policies due to past WBC injuries.
They can play uninsured, purchase their own insurance, or withdraw from the tournament.
Yes, but it’s a significant financial commitment, especially for star players.
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